This document was prepared based on the results obt ained in the period January – September 2012 and the estimate for the last quarte r of 2012. By the 2013 Business Policy we set the goals to be achieved in the year 2013 taking into account one-figure inflation and stable macroe conomic policy with permitted flexibility due to changes in the macroeconomic env ironment that is impossible to forecast at the moment: world economy crisis, incre asing unemployment, decreased purchasing power and other economic measures.


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